Meet your AI accountant

Books that balance themselves.

GST invoicing, payroll, and bank reconciliation — handled by a quiet AI co-pilot built for Indian MSMEs.

30s
to reconcile
100%
GST-ready
5★
MSME loved
AI accountant
Tenant-isolated security GSTR-ready exports INR + International AI-assisted Multi-user roles
Features

Everything your finance team opens every day — in one place.

Smart GST Invoicing

Per-line dates, categories, multi-line details, section grouping. INR and international (Payoneer/SWIFT) out of the box.

AI Bank Reconciliation

Upload a statement — AI matches entries to invoices, bills, and expenses by category. You confirm, we post.

Payroll, Done

Runs, payslips, employee self-serve documents, and role-based access for HR.

Expenses & Bills

Snap a receipt, auto-extract vendor + amount, route to the right account. Vendor ledger stays clean.

GST Reports

GSTR-ready exports, CGST/SGST/IGST split, HSN/SAC summaries — file without the spreadsheet gymnastics.

Team Roles

Super Admin, Accountant, HR, Ops — invite your team, scope access, share one source of truth.

The AI inside

A quiet co-pilot that does the tedious parts.

01

Match 200 bank lines in 30 seconds

Drop a CSV. AI groups by category, suggests the invoice or expense, flags duplicates.

02

Catch the mis-categorised expense

Anomaly hints surface unusual vendor amounts before they hit your books.

03

Draft the invoice from a brief

Paste a scope or last month's note — AI generates line items with HSN, units, and rates.

How it works

A day with OnPoint Ledger.

01

Connect your business

Add company, GSTIN, bank, and chart of accounts in minutes.

02

Invite your team

Accountant, HR, Ops — each gets the right view.

03

Send & collect

Issue invoices, run payroll, log expenses. AI keeps the ledger tidy.

04

File with confidence

Export GST returns, reconcile banks, close the month on time.

Compare

Why teams switch.

Capability
OnPoint
Spreadsheets
Tally only
GST-compliant invoices
AI bank reconciliation
Payroll + payslips
International invoicing (Payoneer/SWIFT)
Role-based team access
Works in the browser
Pricing

Honest pricing. No per-invoice fees.

For solo founders

Starter

₹0/mo
  • Up to 20 invoices/mo
  • 1 user
  • GST reports
  • Community support
Start with Starter
Most MSMEs

Growth

₹1,499/mo
  • Unlimited invoices
  • Up to 5 users
  • AI reconciliation
  • Payroll up to 25 employees
  • Email support
Start with Growth
Growing teams

Scale

₹3,999/mo
  • Unlimited users
  • Unlimited payroll
  • Priority AI quota
  • Dedicated onboarding
Start with Scale
FAQ

Common questions.

Is my data secure?

Row-level security per tenant, encrypted at rest, hosted on Lovable Cloud. Only your team sees your books.

Do you support GST and HSN/SAC?

Yes — CGST/SGST/IGST split, HSN/SAC on every line, GSTR-ready exports.

Can I migrate from Tally or spreadsheets?

Import customers, employees, and opening balances via CSV. Most teams migrate in a weekend.

Do I need to install anything?

No. It runs in the browser. Your accountant can log in from anywhere.

Close your books on time. Every month.

Join MSMEs running payroll, invoices, and reconciliations on one calm, AI-assisted ledger.

Get started free